Home » How To Send Money From USA to Nigeria (3 Free Apps)

How To Send Money From USA to Nigeria (3 Free Apps)

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If you are in the united states and are looking to learn how to send money from USA to Nigeria, this post will show you 5 different ways to do so very easily and for free.

So sit back and keep reading to learn what these different methods are.

For this tutorial, we’ll be making use of 4 free and legit transfer apps that work in both USA and Nigeria to send money hassle-free.

3 Apps to send money from Nigeria to USA

  • Paypal
  • Chipper Cash
  • Remitly

These 3 best money transfer apps will help you send money from USA to Nigeria.

Let’s cover how these apps work one by one below

How To Send Money From USA to Nigeria

1. Paypal

PayPal Is one of the most popular ways to send and receive money globally.

This payment service is popularly known as free and easy to use.

Although it has its downside, it is still an awesome service to send money from the USA to Nigeria.

There are two types of Paypal accounts you can have to start sending money.

There’s the business account and personal account.

These two are quite different in features.

If you are sending money to Nigeria for business purposes you’re better off with a business account.

If you are just sending money to friends and family then a personal account can do.

Creating a PayPal account is quite easy, especially in a top-tier country like the US.

You will simply need your basic identification documents and you will have your account all set up in less than 10 minutes.

How To Create a Paypal Account

  • Head over to PayPal.com
  • Select the SIGN UP FOR FREE button
  • Fill out your basic information correctly and verify your contact info.

Once you have your PayPal account and are ready to start sending money to Nigeria, click on the send button which would be visible on your dashboard, and follow the steps required by PayPal.

Sending money with PayPal is quite easy and free but there’s a caveat.

To be able to send money using Paypal, the beneficiary has to either have a PayPal account or have their visa or Mastercard number registered as a withdrawal method on their PayPal account.

You can only have two cards registered on your PayPal account, so you’re more likely to go for the option where they have to have a PayPal account.

That aside, PayPal is an awesome way to send money from the US to Nigeria and if you don’t call to have a PayPal account you should definitely create a phone here.

2. Chipper Cash

Chipper Cash is another payment service that allows you to send money to Nigeria from USA for completely free.

This is a lesser-known method of sending but is legit and works.

Chipper Cash is a payment service app with over 5 million active users who have commended the platform for its awesome service.

With Chipper Cash and in minutes, you can send money USA to Nigeria.

Chipper Cash tops my list for those looking for how to send money from USA to Nigeria.

Chipper Cash is only available in seven countries including the US and Nigeria.

This means you are allowed a no-fee transfer from USA to a Nigerian local bank account like GTbank, Access bank etc.

Better than PayPal, your beneficiary doesn’t need to have a Chipper Cash account to receive the money you send.

You can easily send money into your local bank account straight on the app.

You can also make use of the username of the beneficiary on Chipper Cash to make your transfer if they have an account on the app.

For my personal experience and from reviews of the app on the Play Store and the app store, Chipper Cash is definitely one of the best ways to send money from the USA to Nigeria.

Creating a Chipper Cash to totally free and can be done in less than 10 minutes.

You can just sign up for your Chipper Cash account here or Read this tutorial on how to create a verified chipper cash account using just your mobile phone.

Chipper Cash is the least demanding way to send money to Nigeria from USA.

The app is extremely easy to navigate and has a secure interface.

To send money using Chipper Cash, you will also need to fund your balance on the app.

You can fund your Chipper Cash balance using your USA bank account in minutes.

How To Send Money To your Chipper Cash Balance

  • Login to your app dashboard and click on the profile icon above
  • Click ADD CASH, Then you will be shown your 9Payment service bank account with which you like.
  • Use this account number to send money to Chipper Cash using your bank.

Once you have topped up your balance on Chipper Cash, you will then be able to send money from USA to Nigeria.

This app is a fun and easy one for you and that’s why I highly recommend it.

If you want to learn more about this app, here’s a complete overview of Chipper Cash.

3. Remitly.Com

Remitly is another app that is custom-made for the purpose of helping US citizens send money to Nigeria and vice versa.

This free app only supports transfers between USA and Nigeria, so you can rest assured of the quality of their service.

This app is quite easy to use, I really love its simplicity and that is why it’s on this list.

As with all the apps on this list, Remitly is free to use and the easiest to set up.

I say this because you don’t need verification documents to create an account.

This means you do not need to wait to get verified in order to start using the app.

You just need to sign up for an account and in less than a few minutes you will be able to start sending money to Nigeria from USA.

As to how your beneficiary will be receiving the money, it is going to be through Direct bank deposit.

They, therefore, don’t need to have a Remitly account in order to receive the funds you send.

This means you simply have to fund your Remitly account and you will be able to send money directly into the local bank account of the beneficiary in Nigeria.

The sending process on Remitly is easy and user-friendly.

Overall, the Remitly app is legit, with a trust score of 4/5 on Trustpilot.

If you feel this is the app for you, sign up for a free account here.

The 3 apps on this list have some common features being free and easy to use but the best in my own personal experience happens to be Chipper Cash.

You can read this guide for more details on how to use Chipper Cash.

FAQs on How To Send Money From USA to Nigeria

What is the best way to send money to Nigeria?

I highly recommend and free and easy app Chipper Cash.
This app will enable you to process fast and no-fee global transfers in minutes.
Getting started is very easy and their payment service is top-notch, so this app gets a 5/5.

What is the Cheapest way to send money from Nigeria to USA?
Chipper Cash with over 5 million users has a no-fee payment process.

Most of the apps that allow the global transfer, charge a significant percentage of your transfer value but this process is done seamlessly for free using Chipper Cash.

How to Send money to Nigeria with PayPal

Paypal is one of the easiest ways to send money from USA to Nigeria.
To get started, both the sender and beneficiary need to have their PayPal account which is totally free and easy to create.

Once you have an account and have logged in to your account, locate the SEND button on your dashboard and follow the process provided by PayPal.

How to receive dollars in Nigeria

This is no longer a hassle in this day and age. With apps like Chipper Cash, Remitly, and PayPal.
These three payment services will allow you to create a free account to receive money in dollars from Nigeria.

Is it illegal to send money to Nigeria?

While some payment apps like Transferwise no longer support transfers to Nigeria, sending money to Nigeria is still very possible and not illegal at all.

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